* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: Arial, sans-serif;
            background: #fff;
        }

        /* ── FOOTER ── */
        .md-footer {
            background-color: #295D92;
            color: #fff;
            padding: 40px 0 0 0;
            font-size: 13.5px;
            line-height: 1.6;
        }

        .md-footer-inner {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 30px;
        }

        /* Top section: columns + logo */
        .md-footer-top {
            display: flex;
            justify-content: space-between;
            align-items: flex-start;
            gap: 20px;
            padding-bottom: 30px;
        }

        /* Link columns wrapper */
        .md-footer-columns {
            display: flex;
            gap: 60px;
            flex-wrap: wrap;
        }

        .md-footer-col h4 {
            font-size: 14.5px;
            font-weight: 700;
            margin-bottom: 12px;
            color: #fff;
        }

        .md-footer-col ul {
            list-style: none;
        }

        .md-footer-col ul li {
            margin-bottom: 8px;
        }

        .md-footer-col ul li a {
            color: #fff;
            text-decoration: none;
            font-size: 13px;
            opacity: 0.92;
        }

        .md-footer-col ul li a:hover {
            text-decoration: underline;
        }

        /* Logo + copyright block */
        .md-footer-brand {
            display: flex;
            flex-direction: column;
            align-items: flex-end;
            gap: 10px;
            min-width: 200px;
            text-align: right;
        }

        /* Miami-Dade Logo SVG */
        .md-logo {
            width: 130px;
            height: auto;
        }

        .md-footer-brand .copyright {
            font-size: 12px;
            color: #fff;
            opacity: 0.9;
            white-space: nowrap;
        }

        /* Divider */
        .md-footer-divider {
            border: none;
            border-top: 1px solid rgba(255, 255, 255, 0.25);
            margin: 0;
        }

        /* Disclaimer bar */
        .md-footer-disclaimer {
            padding: 18px 0 22px;
        }

        .md-footer-disclaimer p {
            font-size: 12.5px;
            color: #fff;
            opacity: 0.92;
            max-width: 780px;
            line-height: 1.55;
        }

        .md-logo-footer {
            max-width: 130px;
            margin-top: 24px;
            margin-bottom: 12px;
        }

        /* ── RESPONSIVE ── */
        @media (max-width: 768px) {
            .md-footer-top {
                flex-direction: column;
            }

            .md-footer-brand {
                align-items: flex-start;
                text-align: left;
            }

            .md-footer-columns {
                gap: 30px;
            }
        }